Matthew Marquis, CPCU
Agency Principal, Account Executive–Personal Lines Department
Matt is the Agency Principal and heads our Claims Department. He graduated from Thomas College in 1999 with a BS in Business Administration. He is a licensed producer and has attained the Chartered Property and Casualty Underwriting (CPCU) designation. Matt is a member of the Mount Merici Academy Board of Directors. He lives with his wife Danielle and son Mitchell on Messalonskee Lake in Sidney.

Danielle Website.JPG

Danielle K. Marquis, CPCU
Account Executive, Commercial Lines Department
Danielle started in the insurance industry in 1997 at The Boothby & Bartlett Agency in Waterville.  She graduated from Thomas College with a BS in Business Administration in 1999 and continued her insurance career here in Oakland.  She heads the Commercial Lines Department and is our Life & Health Specialist. She is a licensed producer/broker and has attained the Chartered Property and Casualty Underwriting (CPCU) designation. She is a member for the Maine Independent Agents Association (MIAA) Board of Directors and enjoys working with various non-profit organizations in the community.  Danielle lives in Sidney on Messalonskee Lake with her husband Matt, their son Mitchell and various pets. 


Kathleen Cunningham, AAI
Office Manager
Account Executive, Personal Lines Department


Kathy started working at our agency in 1990 and has been a licensed insurance agent since 1992.  She is the daughter of former agency Principal, Stephen Higgins.  She heads the Personal Lines Department and manages the day-to-day operation at the agency.  She has attained the Accredited Advisor in Insurance (AAI) designation and is currently working towards the Chartered Property and Casualty Underwriting (CPCU) designation.  Kathy takes great pride in caring for customer needs. Kathy resides in Oakland with her husband, Butch, and their children Chase, Jared & Dylan.   Kathy is a board member of the Messalonskee All Sports Boosters and spends much time volunteering in that capacity.


Cheryl Young
Account Executive, Personal Lines Department
Cheryl joined the Higgins & Bolduc team in 2010. She has over 20 years experience, starting her career in Connecticut with Allstate Insurance. She is a licensed producer for both Property & Casualty and Life & Health. Cheryl resides in Clinton with her husband, Rosie and a menagerie of animals.


Judy Lizzotte, RETIRED

Judy joined our staff in April of 2018.  Prior to that, she was the Principal of Winslow Insurance Services, an agency that she founded in 1990.  She began her insurance career in 1985 at our office, formerly Higgins & Rowell.  She lives in Winslow with her husband, Steve.   They have two grown sons and four grandchildren.  Judy was one of the pioneers in the 1990s for the Winslow Family Fourth of July.  She has been President of Boosters clubs for Winslow Football and Winslow Wrestling teams.  Judy specializes in personal lines as well as life products and looks forward to serving both current and new customers.


Patricia Gardner, CIC, AII
Commercial Account Executive

Trish joined the Higgins & Bolduc team in late 2015. She is a graduate of the University of Maine, an Accredited Advisor in Insurance and a Certified Insurance Counselor. She has over 30 years experience with commercial property and casualty insurance including, but not limited to bonding, worker's compensation, professional liability, large cyber liability risks and employment practices liability. She enjoys everything possible in the outdoors and has traveled around the world. She lives in Mount Vernon with her golden retrievers, Duke & Zali.

Final 2.jpg

Nicole Noel

Customer Service Representative
Nicole started working at Higgins & Bolduc as a receptionist in late 2016.  She has 15 years of various customer service experience.  She graduated from The University of Maine at Augusta with an Associates in Business in 2007.  Nicole has a group fitness certification and teaches classes at Studio X in Waterville.  She lives in Waterville with her husband, daughter, and dog.

Final 1.jpg

Commercial Lines Customer Service Representative


Karen started in the insurance industry in 2005.  She has experience in customer service as well as personal and commercial lines.  She grew up in a family-owned business where she developed her understanding for business and ethics.  Karen graduated from Kaplan University with an associates degree in human services in 2015.  She lives in China with her two children.  


Daniel Bolduc, RETIRED

Dan was a former Agency Principal with more than 30 years experience in the insurance business, having attained the Chartered Property and Casualty Underwriting (CPCU) designation. He was a 1976 USA Hockey Team Olympian and a NHL Hockey Player for the Detroit Red Wings and Hartford Whalers from 1976 to 1983.